Investment Tools & Planners
Achieving financial wellness and reducing tax liabilities require systematic investment planning. For taxpayers utilizing the Old Regime, statutory deduction channels like Section 80C act as core tools to reduce net taxable income. Effectively utilizing these instruments involves balancing lock-in periods, yields, and risk profiles across various options.
Our investment planning tools help you track, organize, and optimize allocations across PPF, ELSS, EPF, and NPS. Visualize your utilization limits, identify investment shortfalls, and calculate tax savings based on your specific tax bracket.
Available Investment Planners
80C Deduction Planner
Optimize tax-saving investments (PPF, ELSS, EPF, NPS) against the ₹1.5 Lakh limit.
EPF Calculator
Calculate employee provident fund balances, monthly VPF, and final retirement pension corpus.
PPF Calculator
Calculate Public Provident Fund maturity values, annual compound interest, and yearly growth projections.
SIP Calculator
Calculate mutual fund SIP returns, yearly step-up compounding, and inflation-adjusted corpus goals.
Fixed Deposit Calculator
Calculate Fixed Deposit maturity values, compound interest earnings, and periodic non-cumulative payouts.
NPS Calculator
Calculate National Pension System retirement corpus, monthly annuity pension, and tax savings.
Featured Investment Guides
How to Calculate NPS Returns in India (2026 Guide)
Learn how NPS returns are calculated, understand retirement corpus, annuity, tax benefits under Section 80CCD, and estimate your pension using GSTWaala's free NPS Calculator.
How to Calculate Fixed Deposit Interest in India (2026 Guide)
Learn how Fixed Deposit interest is calculated using simple and compound interest formulas. Includes worked examples, bank comparisons, taxation rules, FAQs, and free FD Calculator.
How to Calculate SIP Returns in India (2026 Guide)
Learn how SIP returns are calculated using mutual fund compounding. Understand SIP formulas, step-up SIP, wealth creation, inflation impact and use our free SIP Calculator to estimate future returns.
How to Calculate PPF Interest in India (2026 Guide)
Learn how PPF interest is calculated using the latest Government rules, maturity guidelines, tax exemptions, and withdrawal limits.
How to Calculate EPF Interest and Withdrawal (2026 Guide)
Learn how EPF is calculated in India, including contributions, interest compounding, withdrawal rules, tax limits and retirement planning.
How to Maximize Section 80C Deductions to Save Tax
A planner guide detailing options like PPF, ELSS, EPF, and the additional ₹50,000 NPS quota to optimize tax savings under the Old Regime.
Frequently Asked Questions
What is the maximum investment limit under Section 80C?
The maximum limit under Section 80C is ₹1.5 Lakh per financial year. This cap aggregates deductions across multiple instruments, including PPF, Employee Provident Fund (EPF), ELSS tax-saver mutual funds, life insurance premiums, and home loan principal repayments.
Can I save tax beyond the ₹1.5 Lakh Section 80C limit?
Yes. Under Section 80CCD(1B), you can claim an additional deduction of up to ₹50,000 for voluntary contributions made to the National Pension Scheme (NPS), raising the combined tax-savings deduction limit to ₹2 Lakh.
Does the New Tax Regime allow Section 80C deductions?
No. The New Tax Regime does not allow deductions under Section 80C, Section 80D, or HRA. If you invest heavily in tax-saving instruments, you must evaluate if the Old Tax Regime yields lower net tax liability.