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Verify HSN codes, estimate income tax liabilities, structure salaries, calculate loan EMIs, and generate professional invoices without logging in.

Popular Utilities

Frequently used calculators by small business owners and freelancers.

Financial Tools & Calculators

Search or filter from our suite of Indian compliance tools updated for AY 2026-27.

GST Tools

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GST

GST Calculator

Calculate GST addition or removal with splits for CGST, SGST, and IGST components.

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GST

Reverse GST Calculator

Extract original price before tax and verify vendor calculations from total bill amounts.

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GST

HSN Code Finder

Search from a comprehensive list of 150+ goods and services HSN/SAC codes and rates.

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GST

GST Penalty & Late Fee

Calculate filing delay late fees and daily Section 50 interest penalties at 18% p.a.

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GST

GST Interest Calculator

Calculate Section 50 interest on delayed GST payments dynamically on a daily basis.

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Income Tax Tools

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Income Tax

Income Tax Calculator

Compare Old vs New Tax Regimes side-by-side with updated FY 2025-26 slabs.

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Income Tax

Old vs New Tax Regime Calculator

Compare Old vs New Tax Regime instantly. Calculate deductions, HRA, NPS, and find which saves more.

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Income Tax

Income Tax Slab Calculator

Calculate your taxable income and view slab-by-slab tax liability under Old and New Regimes.

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Income Tax

HRA Exemption Calculator

Find tax-exempt House Rent Allowance sums based on salary components and actual rent paid.

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Income Tax

Advance Tax Calculator

Calculate quarterly installments and due amounts for tax liabilities exceeding ₹10,000.

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Income Tax

Salary Breakup Calculator

Structure CTC into basic, HRA, PF allowances to calculate monthly take-home income.

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Income Tax

Capital Gains Tax Calculator

Calculate LTCG & STCG tax liabilities for property, shares, mutual funds, gold, and other assets.

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Income Tax

Gratuity Calculator

Calculate employee gratuity u/s Payment of Gratuity Act 1972 and check tax-exempt limits.

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Income Tax

EPF Calculator

Calculate employee provident fund balances, monthly VPF, and final retirement pension corpus.

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Income Tax

PPF Calculator

Calculate Public Provident Fund maturity values, annual compound interest, and yearly growth projections.

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Income Tax

SIP Calculator

Calculate mutual fund SIP returns, yearly step-up compounding, and inflation-adjusted corpus goals.

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Investment Tools

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Investments

80C Deduction Planner

Optimize tax-saving investments (PPF, ELSS, EPF, NPS) against the ₹1.5 Lakh limit.

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Investments

Fixed Deposit Calculator

Calculate Fixed Deposit maturity values, compound interest earnings, and periodic non-cumulative payouts.

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Investments

NPS Calculator

Calculate National Pension System retirement corpus, monthly annuity pension, and tax savings.

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Loan Calculators

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Loans

Loan EMI Calculator

Calculate loan installments and view principal vs interest splits on Canvas charts.

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Business Tools

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Business

GST Invoice Generator

Build professional, compliant tax invoices and export them as clean business PDFs.

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Business

TDS Calculator

Calculate withholding deductions for contract billing, rent, and professional fees.

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Why Professionals Choose GSTWaala

GSTWaala is engineered to be a frictionless tax helper. We value your data security and user experience.

Accurate & Updated

Fully aligned with the latest Finance Acts and slabs in effect for FY 2025-26 (AY 2026-27).

100% Data Privacy

All calculations run locally in your browser. We never transmit or store your commercial figures.

No Signups / Logins

Instant access to all tools. We don't gate utilities behind paywalls or credential forms.

Mobile Optimized

Designed from the ground up for smartphones and tablets to make on-the-go calculations seamless.

Print & Export Ready

Print compliant tax invoices or copy formatted breakdowns into spreadsheets cleanly.

Zero Bloatware

Built on a static next-generation framework for fast load speeds under 2 seconds.

Latest Tax & Compliance Articles

Stay updated with regulatory changes, slab thresholds, and filing timelines in India.

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Investments20 min read

How to Calculate NPS Returns in India (2026 Guide)

Learn how NPS returns are calculated, understand retirement corpus, annuity, tax benefits under Section 80CCD, and estimate your pension using GSTWaala's free NPS Calculator.

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Investments18 min read

How to Calculate Fixed Deposit Interest in India (2026 Guide)

Learn how Fixed Deposit interest is calculated using simple and compound interest formulas. Includes worked examples, bank comparisons, taxation rules, FAQs, and free FD Calculator.

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Income Tax15 min read

How to Calculate SIP Returns in India (2026 Guide)

Learn how SIP returns are calculated using mutual fund compounding. Understand SIP formulas, step-up SIP, wealth creation, inflation impact and use our free SIP Calculator to estimate future returns.

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Frequently Asked Questions

Common inquiries regarding tax computations, calculations data safety, and invoice files.

Yes, GSTWaala is 100% free. All our calculators, invoice generators, HSN lookup directories, and planning tools are completely open for public use with no subscriptions or fees.
No registration is required. You can start using any tax or financial calculator instantly without sharing your email or name.
GSTWaala operates entirely client-side. The JavaScript formulas compute results directly inside your browser. We do not use databases to collect your values, ensuring absolute privacy.
Yes. All calculations, including standard deductions (₹75,000 for New Regime, ₹50,000 for Old Regime) and the Section 87A rebate (tax-free up to ₹12 Lakhs under New Regime), comply with FY 2025-26 rules.

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